Long-Term Real Estate
Loans Tailored to Your Rental Investments

Maximize your rental portfolio with flexible, long-term financing designed to support steady growth and income. Enjoy competitive rates starting at 5.5%, an option for no lender fees, and up to 80% LTV. Whether you’re purchasing, refinancing, or cashing out, we’ve got the right solution for you.

Explore Our Loan Options

We offer a range of loan options designed for real estate investors, so you can achieve your goals.

Understanding Long-Term Real Estate Loans

Long-term real estate loans are essential for investors focused on building a portfolio of rental properties. These loans provide stable, extended financing, allowing you to grow your assets over time while generating consistent rental income.

Whether you’re acquiring new properties or refinancing existing ones, long-term loans offer the flexibility and security needed for sustainable real estate investments.

DSCR Loans for Long-Term Rentals

Our DSCR (Debt Service Coverage Ratio) loans offer an ideal option for investors looking to finance rental properties. We approve loans based on the rental income your property generates, making it easier to qualify and secure funding. With competitive rates and favorable terms, DSCR loans allow you to efficiently expand your rental portfolio.

Benefits of Long Term Real Estate Loan

A long-term real estate loan provides numerous advantages for investors seeking stability and growth.

Favorable Loan Term

Enjoy extended repayment periods with competitive interest rates, helping you manage your finances effectively and achieve long-term success.

Steady Income

Secure financing for rental properties that generate consistent income, giving you the cash flow necessary to reinvest in your portfolio.

Portfolio Growth

Long-term loans allow you to expand your investment portfolio with ease, acquiring new properties while maintaining financial stability.

DSCR Loan Program

Our DSCR loan program simplifies the process for investors, focusing on rental income rather than personal income, making it easier to qualify and grow your real estate holdings.

Our Loan Programs

We offer a variety of loan programs tailored to meet your long-term real estate investment needs.

DSCR Loans

Ideal for rental property investors, DSCR loans offer flexible terms based on your property's income potential.

Traditional Long-Term Loans

For those seeking conventional financing, our traditional long-term loans offer stability and competitive interest rates.

Refinancing Options

Refinance your existing loans to secure better terms, lower interest rates, or to free up capital for additional investments.

Why Choose R.E. Lending?

We are committed to providing our clients with top-notch financial solutions and exceptional service.

Customized Solutions

We recognize that every borrower and property is unique. We tailor our lending services to meet your specific investment needs, offering loans that align with your project goals and timeline.

Speed and Efficiency

We know that timing is crucial in the real estate industry. With our efficient application process and quick approvals, you can secure the funds you need in a timely manner, allowing you to capitalize on market opportunities.

Competitive Rates and Terms

Enjoy competitive interest rates and flexible repayment terms designed to maximize your investment returns.

Exceptional Customer Service

Our experienced team is here to guide you every step of the way, offering personalized support and expert advice.

FAQs

We know you may have questions about long-term real estate loans. Here are some answers to help guide you through the process.

What is the Debt Service Coverage Ratio (DSCR), and how is it calculated?

DSCR measures the rental income a property generates in relation to its debt payments. It’s calculated by dividing the property’s net operating income by its total debt service.

Our DSCR loan approvals are quick, typically taking a few days once we have all the necessary documentation.

Interest rates vary based on the loan type and market conditions, but we offer competitive rates that align with your long-term investment goals.

See Why Clients Trust R.E Lending As Their Lender For Real Estate

Here’s what our clients have to say about our long-term loans:

John D.
Real Estate Investor
"R.E. Lending made the loan process simple and fast, allowing me to secure the financing I needed to complete my fix-and-flip project. Highly recommend their services!"
Maria S.
Rental Property Investor
"The DSCR loan I received from R.E. Lending helped me expand my rental portfolio with ease. Their team was supportive every step of the way."
David K.
Developer
"With their ground-up construction loan, I was able to bring my new development to life. R.E. Lending provided the financing I needed to succeed."
Jacob M.
Real Estate Investor
"R.E Lending helped me secure financing quickly and efficiently, allowing me to expand my rental portfolio without any hassle. Their DSCR loan program was a game-changer."
Ashley J.
Real Estate Investor
"The team at R.E Lending made the refinancing process simple and fast. I secured better terms and freed up capital to invest in more properties."
Alex J.
Real Estate Developer
"R.E. Lending was exactly what we needed to get our construction project off the ground. Their team walked us through each step, from application to funding, making the process simple and stress-free. We were able to secure the financing quickly, and thanks to their guidance, our project stayed on track. I’d recommend R.E. Lending to anyone needing reliable support for construction financing."
Maria T.
Construction Project Manager
"We had a fantastic experience with R.E Lending for our ground-up construction loan. They were fast and efficient. They took the time to understand our project goals, offering solutions that fit our needs perfectly. The funding was timely, and their customer service exceeded our expectations. Working with R.E. Lending gave us the confidence to complete our project on schedule!"

Ready to Secure Your Long Term Real Estate Loan?